Free Online Financial Calculators | Interest, Loan, Savings, Budget & More

Interest Calculator

Interest Type

Initial Investment ($)

Regular Contribution ($)

Contribution Frequency

Annual Interest Rate (%)

Compounding Frequency

Investment Duration (Years)

Future Value: $ -

Total Contributions: $ -

Initial Investment: $ -

Total Interest Earned: $ -

Savings Goal

Savings Target Amount ($)

Initial Amount Saved ($)

Regular Contribution ($)

Contribution Frequency

Estimated Annual Interest Rate (%)

Time to reach goal: -

Calculates how long it takes to reach the goal with the specified contributions.

Loan Payment (EMI)

Loan Amount ($)

Annual Interest Rate (%)

Loan Term (Years)

Monthly Payment (EMI): $ -

Total Principal Paid: $ -

Total Interest Paid: $ -

Total Amount Paid: $ -

FI Savings Required

Target Annual Expenses (Retirement) ($)

Safe Withdrawal Rate (%)

Current Age

Target Retirement Age

Current Portfolio Value ($)

Est. Annual Investment Return (%)

Target FI Number: $ -

Required Monthly Savings: $ -

Monthly savings needed to reach FI number by target age, assuming constant returns.

Budget Allocator (50/30/20)

Monthly Income (After Tax) ($)

Based on the 50/30/20 rule: 50% Needs, 30% Wants, 20% Savings/Debt.

Needs (50%): $ -

Wants (30%): $ -

Savings/Debt (20%): $ -

Trip Budget Planner

Estimate the total cost for your next trip.

Flights/Transport:

Accommodation:

Food & Drinks:

Activities:

Shopping:

Miscellaneous:

Total Estimated Cost: $ -

Inflation Calculator

Calculate the future value of a current amount based on inflation.

Current Amount ($)

Average Annual Inflation Rate (%)

Number of Years

Future Value (Equivalent Cost): $ -

This is how much money you would need in the future to have the same buying power as the current amount.

PF Calculator (India)

Estimate Employee Provident Fund (EPF) balance at retirement.

Current Age

Retirement Age

Basic Monthly Salary (₹)

Include Dearness Allowance (DA) if applicable.

Total Monthly Employee Contribution (₹)

Your total monthly deduction (Mandatory 12% + any VPF).

Current EPF Balance (₹)

Expected Annual Salary Increase (%)

Current EPF Interest Rate (%)

FY 2024-25 rate. Subject to change annually.

Estimated PF Balance at Retirement: ₹ -

Implied VPF Contribution: - %

CAGR Calculator

Calculate Compound Annual Growth Rate.

Beginning Value ($)

Ending Value ($)

Number of Years

Compound Annual Growth Rate (CAGR): - %

Emergency Fund Calculator

Determine your target emergency savings.

Average Monthly Expenses ($)

Months of Coverage Desired

Typically 3 to 6 months recommended.

Target Emergency Fund: $ -

Credit Card Payoff

Estimate time and interest to pay off balance.

Current Card Balance ($)

Annual Interest Rate (APR %)

Monthly Payment ($)

Enter your planned payment amount.

Time to Pay Off: -

Total Interest Paid: $ -

Total Amount Paid: $ -

Retirement Calculator

Estimate your retirement savings corpus.

Current Age

Planned Retirement Age

Current Retirement Savings ($)

Monthly Contribution ($)

Expected Annual Return (%)

Expected Annual Inflation (%)

Estimated Retirement Corpus: $ -

Value in Today's Money (Adjusted for Inflation): $ -

PPF Calculator (India)

Estimate Public Provident Fund maturity amount.

Annual Investment (₹)

Min ₹500, Max ₹1,50,000 per financial year.

Current PPF Interest Rate (%)

Current rate (Q1 2025-26). Subject to quarterly changes.

Duration (Years)

Default 15 years, can be extended in blocks of 5.

Total Investment: ₹ -

Total Interest Earned: ₹ -

Maturity Value: ₹ -

FD / RD Calculator

Deposit Type

Principal Amount (FD) ($)

Monthly Installment (RD) ($)

Annual Interest Rate (%)

Compounding Frequency

Duration (Years)

Total Principal: $ -

Total Interest Earned: $ -

Maturity Value: $ -

Gratuity Calculator (India)

Estimate gratuity amount payable upon leaving job.

Last Drawn Monthly Salary (Basic + DA) (₹)

Years of Service

Round up part year > 6 months (e.g., 7 years 8 months = 8 years).

Estimated Gratuity Amount: ₹ -

Formula: (Last Salary * Years of Service * 15) / 26. Subject to max limits.

Net Worth Calculator

Calculate your net worth (Assets - Liabilities).

Total Assets ($)

Savings, investments, property value, etc.

Total Liabilities ($)

Loans, credit card debt, mortgage balance, etc.

Net Worth: $ -

ROI Calculator

Calculate Return on Investment.

Initial Investment ($)

Final Value ($)

Net Profit: $ -

Return on Investment (ROI): - %

Car Budget Calculator

Estimate car affordability based on income and expenses.

Car Price ($)

Down Payment ($)

Loan Term (Years)

Loan Interest Rate (%)

Monthly Income (After Tax) ($)

Est. Monthly Insurance ($)

Est. Monthly Fuel ($)

Est. Monthly Maintenance ($)

Loan Amount: $ -

Estimated Monthly EMI: $ -

Total Est. Monthly Car Expense: $ -

Expense as % of Monthly Income: - %

General guideline: Aim for total car expenses (EMI, fuel, insurance, maintenance) under 15-20% of your take-home pay.

Company Profit Calculator

Calculate profit margins for a business.

Total Revenue ($)

Cost of Goods Sold (COGS) ($)

Operating Expenses ($)

Salaries, rent, marketing, utilities, etc.

Depreciation & Amortization ($)

Interest Expense ($)

Effective Tax Rate (%)

Gross Profit: $ -

EBITDA: $ -

Operating Profit (EBIT): $ -

Profit Before Tax (EBT): $ -

Net Profit (PAT): $ -

Gross Profit Margin: - %

EBITDA Margin: - %

Operating Profit Margin: - %

Net Profit Margin: - %

Simple Valuation Calculator

Estimate company value based on a multiple. Requires external data/assumptions.

Valuation Metric

Metric Value ($)

Enter the corresponding value (e.g., last year's Net Profit).

Industry Multiple

Enter the appropriate multiple (e.g., P/E Ratio, EV/EBITDA, P/S) based on comparable companies or industry standards.

Estimated Valuation: $ -

Disclaimer: This is a highly simplified estimate. Real valuation requires in-depth analysis.